The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan Yojana) is a scheme started by the Indian government. Its goal is to give yearly financial support of up to Rs. 6000 to small and marginal farmers.
PM-KISAN Yojana scheme provides a financial benefit of Rs. 6000 per annum to all landholding farmers’ families. This sum is payable in three equal instalments of Rs. 2000 each every four months.
PM Kisan Samman Nidhi Yojana Details
Some crucial details of this scheme are as follows:
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Start date |
24 February, 2019 |
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Instalment date |
28 February, 2024 |
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Launched by |
Ministry of Agriculture and Farmers Welfare |
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Benefits |
₹6,000/ year given in 3 instalments |
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Beneficiary |
Small and marginal farmers (SMFs) |
The agricultural sector has always been crucial to India’s economy, with farmers serving as its backbone. However, farmers face financial challenges due to disparities between rural and urban areas. This issue has affected a large portion of the country’s population since independence. The initiative aims to assist approximately 125 million small and marginal farmers across India.
To help communities facing economic and social challenges, both the central and state governments are working tirelessly. In 2018, the Government of India launched PM-Kisan (PM Kisan Samman Nidhi Yojana) to support this cause. On February 28, 2024, Prime Minister Narendra Modi released the 16th installment of PM Kisan. This year, 9 crore farmer families received Rs 2,000 each in their bank accounts through the PM Kisan Yojana.
History of PM-KISAN Scheme
In 2018, the Government of Telangana initiated the Ryuthu Bandhu scheme. Under this initiative, this state government disbursed a certain sum twice a year to buttress a farmer’s investment in agriculture. This initiative was widely recognised and appreciated for its direct benefits to farmers.
Similarly, the Indian Government introduced a Farmer’s Investment Support Scheme to provide financial aid to farmers across the country. The Pradhan Mantri Kisan Samman Nidhi Yojana was implemented on December 1st, 2018. According to the Government’s initial plan, this scheme will receive an annual allocation of Rs. 75,000 crore.
Features of PM Kisan Samman Nidhi Yojana
Some of the key features of this scheme have been discussed in the below-mentioned pointers:
1. Income Support
The primary feature of this Yojana is the minimum income support it provides to farmers. Each eligible farmer family is entitled to receive Rs.6000 per annum across India. However, the amount is not disbursed at once.
2. Funding:
PM-Kisan is a scheme to support farmers financially by the Indian Government, that’s why entire funding for the scheme comes from the Central Government of India. A reserve of 75000 crore rupees was set to spend on this scheme initially. The latest 16th installment of PM Kisan was released on February 28, 2024 in which 9 crore farmer families got an installment of Rs 2,000 approximately 18,000 crore rupees by Direct Benefit Transfer or DBT method.
3. Identification Responsibility
- While the responsibility of funding lies with GOI, the identification of beneficiaries is not under its purview. Instead, it’s the responsibility of the State and Union Territory governments.
- These governments shall identify which farmer families will benefit from the scheme. Here, it is crucial to note that per PM Kisan Samman Nidhi Yojanadefinition, a farmer’s family shall comprise a husband, wife, and minor child or children.
PM Kisan Samman Nidhi Eligibility Criteria
- Small and marginal farmers are eligible for PMKSNY.
- Farmer families that hold cultivable land can apply for the benefits of this plan.
- A beneficiary should be an Indian citizen.
Alongside these, farmers from both rural and urban regions can be enlisted under the Pradhanmantri Kisan Samman Nidhi Yojana. However, its guidelines also exclude certain categories of individuals from its beneficiary list.
Who is Excluded from PMKSNY?
- Any Institutional Landholder will be ineligible.
- Persons who are serving or served a constitutional post.
- People who are serving or served as officers or employees of Government Ministry, Department or office and its field unit.
- People who are serving or served as an employee or officer in any state or Central public sector undertaking and autonomous bodies under the government.
- Persons who are serving or served as employees of local government bodies.
- Persons who served as minister of both State or Central Governments.
- Present and former member of Lok Sabha.
- Present and former Members of the State Legislature.
- Former or present chairperson of District Panchayat.
- Former or present Mayor of any municipal corporation.
- Any Person who filed income tax in the previous assessment year.
- An individual and his/her family who is superannuated and retired and gets a pension of 10,000 rupees or more per month. (Not if that person was multitasking staff, group d or class 4th employee.)
- People that are professionals such as doctors, chartered accountants, Engineers, lawyers and architects.
How to Register for the PM Kisan Samman Nidhi Yojana
People who are meeting the eligibility criteria written about can register themselves as beneficiaries of the PM-Kisan Yojana. The step by step process of registration of PM Kisan Samman Nidhi Yojana 2024 as follows:
- PM-Kisan nodal officers are nominated by the respective state governments. Applicants can reach them to register themselves for the scheme.
- Farmers who are eligible can approach local revenue officers or patwaris to register themselves.
- The Common Service Centres (CSCs) can also register the eligible farmers after a fee payment.
- People can also register themselves online on the official website of PM-KISAN Yojana.
- To register on the webportal people need to visit the office website and open the Farmer’s Corner section then click on the tab called “New Farmer Registration”.
- Self-registered farmers can check their PM Kisan Samman Nidhi Yojana application status on status of self-registered/CSC farmers.
Documents Required to Register for PM Kisan Samman Nidhi Yojana
All applications need to submit following documents to apply for the PM Kisan Samman Nidhi Yojana:
- Aadhar Card
- Domicile Certificate
- Documents proclaiming ownership of land
- Bank Account Details
How to Check the Beneficiary Status of PM Kisan Scheme
As previously mentioned, the Government of India provides the minimum income support amount in a year in 3 installations. If an applicant did not receive the money within the set timings, he can check his status of PM Kisan Samman Nidhi Yojana online.
Steps are mentioned below:
- Login to PM-KISAN Yojana office website.
- Go to the “Farmers Corner” and click the “beneficiary status”.
- Enter your aadhar card number, registered mobile number and account number.
After providing valid credentials applicants can view their status receipt. A person also can check whether he is included in his village beneficiary list of farmers of PM-Kisan Yojana:
- Under “Farmers’ Corner”, click on the tab marked “List of Beneficiaries”
- Now select State, District, Sub-district, Block and Village and hit “Get Report”.
Now the list of a particular village can be viewed for PM Kisan Samman Nidhi Yojana.
PM-Kisan e-KYC for Farmers
E-KYC is mandatory for the applicants under the PM-KISAN Yojana to avail their installations. Farmers who have not done the e-KYC will not get any benefit of the scheme. The Government provided farmers to do aadhar based e-KYC by OTP authentication on the PM-Kisan official website. The step by step guidelines to complete e-KYC for PM Kisan Samman Nidhi Yojana through the PM-KISAN Portal are as follows:
- Login to the PM-Kisan website.
- Go to the “Farmers Corner” and select the e-KYC option.
- Type your Aadhar number and hit on the “Search” button.
- Enter the OTP sent on your registered mobile number and now click on the “Submit OTP” button.
- The E-KYC process is done.
E-KYC can be done by visiting the nearest CSC center for Biometric Authentication.
PM-Kisan e-Mitra
Kisan e-Mitra is a digital assistant (AI-Chatbot) to help farmers with their queries related to PM-Kisan yojana in regional language. It is developed by the Ministry of Agriculture and Farmers Welfare. The Chatbot gives real-time information and support to farmers by giving solutions to their complaints and queries. The Chat-bot is available in ten different languages like Hindi, Telugu, Odia, Bengali, Marathi, Tamil, Malayalam, Gujarati, English and Punjabi. Ai Chat-bot is simple and user friendly which is easy for farmers to access and use. Some features are given below:
- Can work in 10 local languages.
- Languages can be switched in the middle of the conversation.
- Bhashini is integrated with it.
- Farmers can text or send voices with their queries, because it can function accordingly.
PM-Kisan Samman Nidhi Credit Card
Kisan Credit Card (KCC) scheme was launched in 1988 by the Government to help farmers with access to funds on time. Now the Government has linked the PM-Kisan scheme with the Kisan Credit Card scheme. PM Kisan Samman Nidhi Yojana beneficiaries can apply for the Kisan Credit Card scheme and get short term loans with low- interest rates. With these loans farmers can purchase equipment and spend on new agricultural technology up to a limit.
Integration with PM-Kisan Scheme:
– The government has integrated the KCC scheme with the PM-Kisan scheme to provide additional financial support to beneficiaries.
Features of PM-Kisan Credit Card
- Low-interest rates ranging from 2% to 4%.
- Collateral-free loans of up to Rs. 3 lakh.
- In-built crop insurance coverage.
- Flexible repayment options.
Application Procedure for PM-Kisan Credit Card:
- Visit the PM-Kisan portal and download the KCC application form from the ‘Farmers Corner’ section.
- Fill in the required details, including selecting the option for ‘Issue of fresh KCC.’
- Submit the filled form along with necessary documents to the farmer’s bank.
- Alternatively, apply online through the bank’s website and follow the prescribed procedure.
Application Process under PM-Kisan:
Multiple Application Channels:
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- Eligible farmers can apply through revenue officials, village Patwaris, designated officers, or agencies.
- Registration can also be done at Common Service Centres (CSCs) upon payment of fees.
- Self-registration is possible on the PM-Kisan portal through New Farmers Registration.
Required Information for Registration:
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- Name, age, gender, mobile number, category (SC/ST).
- Aadhaar Number or Aadhaar Enrollment Number along with identification documents.
- Bank Account Number of the applicant.
PM KISAN App:
– Development:
– Developed by the National Informatics Centre (NIC) in partnership with the Ministry of Electronics and Information Technology.
– Launch:
– Launched on the 1st anniversary of the PM KISAN scheme.
– Features:
– Application tracking: Farmers can monitor the status of their applications through the app.
– Aadhar updates: Farmers can update or correct their Aadhar card information using the app.
– Credit history: Access to the history of credits made to their bank accounts can be checked through the app.